Today’s par pricing for the advertised scenario, quoted at 10:45 AM Eastern.
Each rate above is bought down with discount points paid at closing, and the points are shown beside it. The APR carries that cost, which is what makes two lenders’ offers comparable — a rate quoted without its APR tells you very little on its own.
Your own rate depends on the price, your down payment, the property, how you’ll occupy it and your credit. Run your actual numbers through the calculator to see where you land.