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Where rates are, and what's moving them.
Rate updates, market commentary and anything else worth explaining — posted through the week. No hype, and every number carries the assumptions behind it.
Mortgage rates for October 20, 2026
October 20, 2026: 7.125% (7.209% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 19, 2026
October 19, 2026: 7.125% (7.208% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 18, 2026
October 18, 2026: 6.990% (7.094% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 17, 2026
October 17, 2026: 6.990% (7.096% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 16, 2026
October 16, 2026: 6.990% (7.088% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 15, 2026
October 15, 2026: 6.990% (7.072% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 14, 2026
October 14, 2026: 7.250% (7.334% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 13, 2026
October 13, 2026: 7.125% (7.206% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 12, 2026
October 12, 2026: 7.125% (7.234% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 11, 2026
October 11, 2026: 7.125% (7.234% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 10, 2026
October 10, 2026: 7.125% (7.236% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 9, 2026
October 9, 2026: 7.125% (7.254% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 8, 2026
October 8, 2026: 7.250% (7.352% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 7, 2026
October 7, 2026: 7.250% (7.369% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
Mortgage rates for October 6, 2026
October 6, 2026: 7.250% (7.335% APR) on a 30-year fixed, for a $500,000 North Carolina purchase with 20% down.
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