Rate updates & commentary
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Mortgage rates for Friday, August 21, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.500% (6.560% APR) on a 30-year fixed.
Mortgage rates for Thursday, August 20, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.500% (6.566% APR) on a 30-year fixed.
Mortgage rates for Wednesday, August 19, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.375% (6.464% APR) on a 30-year fixed.
Mortgage rates for Tuesday, August 18, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.500% (6.584% APR) on a 30-year fixed.
Mortgage rates for Monday, August 17, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.500% (6.571% APR) on a 30-year fixed.
Mortgage rates for Sunday, August 16, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.625% (6.646% APR) on a 30-year fixed.
Mortgage rates for Saturday, August 15, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.625% (6.648% APR) on a 30-year fixed.
Mortgage rates for Friday, August 14, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.500% (6.536% APR) on a 30-year fixed.
Mortgage rates for Thursday, August 13, 2026
Today's featured rates for a $500,000 North Carolina purchase with 20% down — 6.625% (6.638% APR) on a 30-year fixed.
What actually moves mortgage rates
Mortgage rates don't follow the Fed the way most coverage implies. Here is what they do follow, and why it matters for when you lock.
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