Rate updates

What rates have been doing.

Every rate update we've published, newest first. Each one carries the scenario it was priced against and the moment it was priced.

Today's rates

Priced September 5, 2026 at 10:45 AM EDT

  • 30-year fixed6.500%Rate6.612%APR0.374Points
  • 15-year fixed5.750%Rate5.902%APR0.244Points
  • FHA 30-year fixed5.990%Rate6.872%APR0.148Points

Based on a $500,000 purchase with 20% down ($400,000 loan amount), credit score over 780, 30-day rate lock, primary residence, single family dwelling. Each rate shown is bought down with discount points paid at closing — one point is 1% of the loan amount. The points change daily with the market, and the APR beside each rate already includes them.

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Rates are subject to change without notice and are available only in North Carolina. This is not a guarantee of credit or an offer to lend. Your rate depends on your credit, the property and the loan you choose. Triangle Mortgage LLC, NMLS #1725415.

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